Get a Free consultation with our Mortgage Experts
Who we are
Flexible, adaptable, and adjustable plans to fit your needs.
At SGS Mortgage, we understand that purchasing a home is one of the most significant investments you’ll ever make. That’s why we’re dedicated to providing personalized, transparent, and reliable mortgage solutions in Melbourne, tailored to your unique needs and financial goals.
Our team consists of experienced professionals who are passionate about helping individuals and families achieve their homeownership dreams. With a deep understanding of the local market and a vast network of lending partners, we empower our clients with the knowledge and home loan advice necessary to make informed decisions about their mortgage options.
OUR VALUE
Alone we can do so little, together we can do so much.
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HOW IT WORKS
Let us help you get your home today.
Step 1
Initial Interview
This is the first meeting with the
client to seek their goals, requirements and purpose for the loan. From the information provided by the clients, Addon Brokers will discuss the options with the client and find a suitable lender to meet their needs.
Step 2
Estimated Timeframe or lodgement
Your loan application will be lodged with the lender within 24 hours of receiving of ALL required supporting documents and application forms as requested.
Step 3
Conditional Approval
Estimated Timeframe 2-3 days.
Since we lodge on your behalf, the lender will send Addon Brokers a conditional approval letter once it has been conditionally approved. Upon conditional approval, property valuation(s) will be order by the lender (if required).
Step 4
Valuation Reports
Estimated Timeframe 3 days.
Valuation report(s) will be received by the lender within 3 davs of request. (subject to property access).
Step 5
Unconditional (full) Approval
Estimated Timeframe 2 days.
We will receive unconditional
approval from the lender within 2 days from receipt of their satisfactory valuations). we will then contact you to confirm the unconditional approval.
Step 6
Mortgage Documents
Estimated Timeframe 5-10 days.
The lender will send a copy of the mortgage documents to you or the nominated party within 5 days of unconditional approval. You will receive instructions on how to handle
the documents.
Step 7
Loan Settlement
Estimated Timeframe 2-10 days.
Purchasing a property Between 2-3 days after you have returned vour mortgage documents your solicitor/ conveyancer will contact the lender to book settlement. Refinancing Between 2-3 days after you have returned your mortgage documents the lender will liaise directly with your existing lender (if different) to arrange our property refinance.
Step 8
Congratulations
Settlement has been booked and your loan Is in piace.
*Please note, time frames are subject to variation based upon the lender selected. the valuer commissioned and/or the complexity of the loan application.
WHAT WE OFFER
Mortgages so simple, you see what you get.
We’re an experienced mortgage broker with long-standing relationships
Competitive Pricing
Free Consultations
Lifetime Tracking
24/7 Premium Support
Trusted Lenders
